12990 Keystone TerraceNorth Miami, FL 33181MLS Number B26072103

  • Price: $3,350,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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%
$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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12990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 3318112990 Keystone Terrace North Miami FL 33181
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  • 4Bedrooms
  • 0.29Acreage
  • 3Bathrooms
  • 1959Year Built
Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views-an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.
Listing by KW Reserve Palm Beach

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Ocean Estate Properties
Ocean Estate Properties
Office: 561-504-9226
500 NE Spanish River Boulevard
Suite 104
Boca Raton, FL 33431

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Tax Information

  • Tax Year 2025
  • Taxes$14,893

Location

  • Address12990 Keystone Terrace
  • Area2220
  • Building Number12990
  • CountyMiami-Dade
  • StateFL
  • StreetKeystone Terrace
  • SubdivisionKeystone Island
  • TownNorth Miami
  • Zip33181

Property

  • Other Structures Outbuilding

Exterior

  • Exterior Features Barbecue, Lighting, Outdoor Living Area
  • Fencing Back Yard
  • RoofSlate, Tar/Gravel

Property Information

  • Acreage0.29
  • Frontage Length Remarks 100
  • Frontage Type Waterfront
  • Lot Features Corner Lot, 1/4 to 1/2 Acre Lot
  • Occupant Type Vacant
  • Patio And Porch Features Patio, Screened
  • Property Condition Resale
  • Property Sub Type Additional Single Family Residence
  • Property View DescriptionCanal, Pool, Water
  • Square Feet3,084
  • View YN Yes

School Information

  • Elementary SchoolDavid Lawrence Jr. K-8
  • High SchoolAlonzo and Tracy Mourning
  • Junior HighNorth Miami

Basic Information

  • List Price$3,350,000
  • MLS NumberB26072103
  • Modification Date09/03/2026
  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • StatusACT
  • Virtual TourView Tour

Interior

  • Flooring Carpet, Marble, Tile
  • Furnished Unfurnished

Utilities

  • Heat SystemCentral, Electric
  • Heating YN Yes
  • Utilities Cable Available, Electricity Available, Water Available
  • Waste Water DisposalPublic Sewer

Water Body

  • Water AccessPublic
  • Water FeaturesCanal Access, Canal Front, Ocean Access, Seawall
  • WaterfrontYes

Other

  • Date Listed09/03/2026
  • Possession Close Of Escrow, Negotiable
  • Special Listing Conditions Standard, Listed As-Is

Parking

  • Parking Features
    • Attached
    • Circular Driveway
    • Covered
    • Driveway
    • Garage
    • Garage Door Opener
  • Parking Total 2

Rooms

  • Bathroom3
  • Bedrooms4
  • Full Bath3
  • Main Level Bathrooms 3
  • Main Level Bedrooms 4

Building

  • Attached Garage YN Yes
  • Building ConstructionBlock, Concrete, Stucco
  • Door Features French Doors
  • GarageYes
  • Garage Spaces2
  • Property StyleRanch, Traditional
  • Rooms9
  • Stories1
  • Structure Type House
  • Window Features Blinds
  • Year Built1959

Amenities

  • Accessibility AmenitiesAccessibility Features, Accessible Central Living Area
  • Appliances IncludedCooktop, Dryer, Dishwasher, Electric Cooktop, Electric Range, Freezer, Disposal, Ice Maker, Microwave, Oven, Refrigerator, Washer
  • Cooling Central Air, Ceiling Fan(s)
  • Cooling YN Yes
  • Other AmenitiesPool, Waterfront, Water View, Dock
  • PetsNo Pet Restrictions, Yes
  • Pool Features In Ground, Private, Screen Enclosure
  • Pool Private YN Yes
  • Security Features Smoke Detector(s)

Based on information submitted to BeachesMLS as of September 4, 2026 7:16 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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