785 SW Pennfield TerraceStuart, FL 34997MLS Number B26094395

  • Price: $1,099,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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$
%
$/month over payments
Federal 30-year interest rate: 7.24% last updated on Oct 29, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997785 SW Pennfield Terrace Stuart FL 34997
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  • 3Bedrooms
  • 0.22Acreage
  • 3Bathrooms
  • 2021Year Built
Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.
Listing by The Agency Florida LLC

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Ocean Estate Properties
Ocean Estate Properties
Office: 561-504-9226
500 NE Spanish River Boulevard
Suite 104
Boca Raton, FL 33431

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More Info

Tax Information

  • Tax Year 2025
  • Taxes$10,651

Location

  • Address785 SW Pennfield Terrace
  • AreaStuart - South of Indian St
  • Building Number785
  • CountyMartin
  • StateFL
  • StreetSW Pennfield Terrace
  • SubdivisionBanyan Bay Pud Phase 2a & 2b
  • TownStuart
  • Zip34997

Exterior

  • Exterior Features Outdoor Living Area, Room For Pool
  • RoofConcrete, Tile

Property Information

  • Acreage0.22
  • Lot Features Cul-De-Sac, Many Trees, Sprinklers Automatic, < 1/4 Acre
  • Patio And Porch Features Covered, Patio
  • Property Condition Resale
  • Property Sub Type Additional Single Family Residence
  • Property View DescriptionLake
  • Square Feet2,668
  • View YN Yes

School Information

  • Elementary SchoolJ.D. Parker
  • High SchoolMartin County
  • Junior HighDr. David L. Anderson

Basic Information

  • List Price$1,099,000
  • MLS NumberB26094395
  • Modification Date10/30/2026
  • Property SubTypeSingle Family Residence
  • Property TypeResidential
  • StatusACT
  • Virtual TourView Tour

Interior

  • Flooring Carpet, Tile, Wood
  • Furnished Unfurnished

Utilities

  • Heat SystemCentral
  • Heating YN Yes
  • Utilities Sewer Available, Water Available
  • Waste Water DisposalPublic Sewer

Water Body

  • Water AccessPublic

Other

  • Association Fee Frequency Monthly
  • Association YN Yes
  • Date Listed10/30/2026
  • Fees$325
  • Possession Close Of Escrow
  • Special Listing Conditions Standard

Parking

  • Parking Features Attached, Driveway, Garage, Garage Door Opener
  • Parking Total 6

Rooms

  • Bathroom3
  • Bedrooms3
  • Full Bath2
  • Half Baths1
  • Laundry Features Inside, Laundry Room, Laundry Tub, Sink
  • Main Level Bathrooms 3
  • Main Level Bedrooms 3

Building

  • Attached Garage YN Yes
  • Building ConstructionConcrete, Stucco
  • GarageYes
  • Garage Spaces3
  • Property StyleColonial, Ranch
  • Rooms9
  • Stories1
  • Structure Type House
  • Year Built2021

Amenities

  • AmenitiesClubhouse, Pool, Sidewalks
  • Appliances IncludedDryer, Dishwasher, Electric Range, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Association Fee Includes Common Areas, Recreation Facilities, Security
  • Community Features Home Owners Association, Gated, Street Lights, Sidewalks
  • Cooling Central Air, Ceiling Fan(s), Electric
  • Cooling YN Yes
  • Other AmenitiesPool, Lakefront, Water View, Dock
  • PetsNumber Limit, Yes
  • Pool Features Association
  • Security Features Gated Community, Smoke Detector(s)

Based on information submitted to BeachesMLS as of October 31, 2026 7:12 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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